Choose from two health plans built for postal workers—both backed by the trusted NALC Health Benefit Plan (NALC HBP). Whether you want strong coverage or more control over costs, you’ll find what you need here.
Stay informed with the latest announcements, policy changes, and program updates from the NALC Health Benefit Plan for Postal Employees.
HBR Guide to Cigna, Optum, and SilverScript Resources The NALC Health Benefit Plan High Option delivers world-class benefits through a network of trusted partners. Built on long-standing relationships with Cigna and Optum, and enhanced by our 2024 partnership with SilverScript, we provide comprehensive medical, behavioral, and pharmacy coverage to postal employees and retirees across the […]
Quickly manage your NALC Postal Health Plans with these essential resources.
Clear, straightforward guidance for selecting the perfect postal employee health insurance plan from NALC Health Benefit Plan.
Easy-to-follow enrollment steps during Open Season or after qualifying life events, designed to simplify your enrollment experience.Z
NALC Postal Health Plans proactively support your health.
Stress, weight loss, nutrition support
Covered at 100% in-network
24/7 care via MDLIVE and OptumHealth
Receive prompt and reliable assistance from our dedicated representatives for claims, billing, and coverage inquiries.
Have questions about your options? We’ve got answers to help you decide with confidence.
The PSHB Program is the new health insurance program for Postal Service employees, retirees, and their families. It offers medical, prescription, preventive, and wellness benefits through trusted national partners.
All Postal Service employees, retirees, and their eligible dependents can enroll in NALC HBP during Open Season or after a qualifying life event.
NALC offers two PSHB plans: the High Option Plan and the Consumer Driven Health Plan (CDHP). Both plans provide access to the Cigna PPO network, CVS Caremark pharmacy coverage, preventive care, and digital wellness programs.
The plan uses the Cigna PPO network, which gives members nationwide access to doctors, hospitals, and specialists, plus emergency coverage anywhere in the world.
